Showing posts with label Budget. Show all posts
Showing posts with label Budget. Show all posts

Friday, March 14, 2014

Just plain simple facts in graph form.

Please look at this information and share with everyone you know. We must turn this country around!










The facts speak for themselves. If we don't have a huge change of direction in this election and that of 2016...America is done, we simply can't survive on the path we are on today!

America needs a total attitude adjustment!!!

Rome could not or would not change, can we?

Friday, December 27, 2013

Government steals your home under "Free Obamacare"

Fine print: State can seize your assets to pay for care after you’re forced into Medicaid by Obamacare
POSTED AT 9:41 PM ON DECEMBER 16, 2013 BY MARY KATHARINE HAM


My, this is an unpleasant consequence of Obamacare. I’m not going to call it unintended because in its current form, it potentially earns a bunch of money for states, so I’m pretty sure that’s intentional. What I think is unintentional is anyone noticing this is what they’re up to.

But the Seattle Times noticed:

It wasn’t the moonlight, holiday-season euphoria or family pressure that made Sophia Prins and Gary Balhorn, both 62, suddenly decide to get married.

It was the fine print.

As fine print is wont to do, it had buried itself in a long form — Balhorn’s application for free health insurance through the expanded state Medicaid program. As the paperwork lay on the dining-room table in Port Townsend, Prins began reading.

She was shocked: If you’re 55 or over, Medicaid can come back after you’re dead and bill your estate for ordinary health-care expenses.

The way Prins saw it, that meant health insurance via Medicaid is hardly “free” for Washington residents 55 or older. It’s a loan, one whose payback requirements aren’t well advertised. And it penalizes people who, despite having a low income, have managed to keep a home or some savings they hope to pass to heirs, Prins said.
So, here’s the deal. There used to be a provision whereby the state could recuperate funds spent on a Medicaid patient post-55 years old from whatever assets he owned. So, a low-income individual in nursing home care after age 55 might pass away and his kids would find out the family home or car of whatever he had to his name had to be bought back from the state if they wanted it. It’s called estate recovery, and sounds pretty shady if it’s not boldly advertised as the terms for Medicaid enrollment, which is most definitely is not.

Before the Affordable Care Act’s Medicaid expansion, there weren’t that many people in Medicaid who had much in the way of assets for seizing. But now that Medicaid enrollment requirements have been relaxed, more people with assets but low income are joining the program or being forced into it. For instance, a couple in their 50s who, say, retired early after losing jobs in the bad economy may have assets but show a very low income. Under Obamacare, if their income is low enough to qualify for Medicaid, they must enroll in Medicaid unless they want to buy totally unsubsidized coverage in the now-inflated individual market. As teh Times notes, this is no small difference:

People cannot receive a tax credit to subsidize their purchase of a private health plan if their income qualifies them for Medicaid, said Bethany Frey, spokeswoman for the Washington Health Benefit Exchange.

But they could buy a health plan without a tax credit, she added.

For someone age 55 to 64 at the Medicaid-income level — below $15,856 a year — it’s quite a jump from free Medicaid health insurance to an unsubsidized individual plan. Premiums in King County for an age 60 non-tobacco user for the most modest plan run from $451 to $859 per month.
The couple in the Times story was able to marry, combine their incomes, and get out of the Medicaid trap. Others will not be so lucky, and may not even read the fine print:

Prins, an artist, and Balhorn, a retired fisherman-turned-tango instructor, separately qualified for health insurance through Medicaid based on their sole incomes.

But if they were married, they calculated, they could “just squeak by” with enough income to qualify for a subsidized health plan — and avoid any encumbrance on the home they hope to leave to Prins’ two sons.
For no one else in the world is it a-okay to give low-income people a loan that might endanger their family’s assets and not even clearly inform them they’re getting a loan.

This Daily Kos diarist has a nice write-up (I know) on the toll this could take on lower and middle-class people looking for relief and getting what amounts to a surprise predatory loan instead:

We haven’t had lots of people younger than 65 on Medicaid, because in most states simply earning less than the Federal Poverty Level did not qualify one for Medicaid.

And we haven’t had many people with lots of assets on Medicaid, because in most places you have to have less than around $2400 to your name before Medicaid will cover you. You can keep your house and your car, but Medicaid reserves the right to put liens on them and take them when you die.

But now we have the Affordable Care Act, and its expectation that everyone in the lower tier of income will end up in the Medicaid system. To accomplish this, they have dropped the asset test. So now we will have lots of people ages 55-64, who have assets but not a lot of income right now, for whatever reason, on Medicaid.

The kicker of it is, if you make the right amount to qualify for a subsidized health insurance plan, your costs are going to be shared and subsidized by the government. But if you go on Medicaid, you owe the entire amount that Medicaid spends on you from the day you turn 55…

How will this play out? No one knows, as far as I can tell. But it is easy to see how this could become a real problem. If someone is low income and goes on Medicaid, will Medicaid put a lien on their house? If they need to sell their house and move, will they then lose all their equity in paying off the lien? Will people get hit with bills and liens for many thousands of dollars, even if they were healthy and hardly ever went to the doctor?
The fact that this is being treated with seriousness at Kos is an indication of how large a liability it could be for this government program. Washington is scrambling to change the law. No doubt other states will start looking at their implementation of this part of Obamacare. But there will be people caught unaware that their houses effectively belong to the government because the government forced them into Medicaid coverage. You’re welcome!



Monday, November 11, 2013

Wednesday, November 28, 2012

Obama's great debt plan

His Plan?
Bankrupt America as quick as he can and then become the UN President.
What a guy...
And, stupid voters on the USA re-elected this creap in chief, amazing 

Monday, April 2, 2012

Vice President Joe Biden offered a frank assessment of his career in remarks at a Democratic fundraiser in Chicago Thursday night.  According to a White House pool report, Biden, surrounded by the city's movers and shakers, praised former Mayor Richard M. Daley and then said: "I never had an interest in being a mayor 'cause that's a real job.  You have to produce. Well, you can’t be any more descriptive or blunt than that!  That's why I was able to be a senator for 36 years." Yes Joe we know, 36 years of being a taker and catering to the welfare crowd to achieve re-election. Election is the only thing liberals work for.

Biden was elected to the Senate in November 1972, when he was 29 years old.  When he took office in January 1973, he had turned 30, the minimum age set in the Constitution for membership in the Senate.  Biden served in the Senate from that time until January 2009, when he became vice president. And we only have one question, how has the American people benefited by this guy who never had and admittedly does not want a “real” job?

Neither man has ever ran a business or created a job. Neither one of them has made out a payroll. Neither of them has produced anything of value. 
Both have lived off tax payer money for most of their lives...they are nothing more than welfare babies...and it shows!


No budget in over 1,000 days. Think about that one!

Wednesday, October 5, 2011

Why I really dislike Obama

Because not only is he a compulsive liar, Obama will lie about what others say to gain support for his position. Obama is a despicable person and poor excuse for a man!



President Obama: Ronald Reagan Would Want 'Buffett Rule' from Colin Sumner on Vimeo.



President Obama at a fundraiser (fundraising is what his focus is, and what he does best) in Dallas, Texas on Tuesday: "Now, this notion that folks are inherently selfish, that’s just not true. (BULL! This is his view and it is incorrect! Like it or not, 99% of all people look to take care of themselves and family 1st. There is nothing wrong with that. You must be able to take care of yourself before you can help anyone else!) But you’ve got to ask them, right? (WHAT?? Obama/Government has to ask them? Ask them what? To contribute to charity? Take care of their ageing parents? To save and put their children through school? To obey our laws, including immigration?  Ask them what???)
People don’t voluntarily pay taxes. (Really? Why not? Are they selfish and just don’t wish to give away their hard earned money?) But if you ask, most wealthy folks here in Dallas or around the country, they’ll tell you, you know what, I want to make sure that I’m doing my share for America to succeed. (For the most part, if these people are wealthy they have created many jobs and it is those jobs and all citizens prosperity is what America needs to succeed!) But somebody has got to ask. (What??? Ask what? Ask if they want to pay more taxes? Anyone that wishes to, can pay as much as they want to the government, all they have to do is send the check. Asking is fine, adding a tax with the threat of the IRS behind it, is not asking, that is demanding!)

"Now, some Republicans in Congress, they’re already dusting off the old -- their old records.
(There he goes again, attack the Republicans. Yep, no politics as usual, he is not a divider, he is the Nobel peace prize winning great uniting guy huh?)  “That’s class warfare.” Let me tell you something, 26 years ago -- some of you may have seen this on television, clips have been circulating -- 26 years ago, another President said that some of these tax loopholes, and I quote, “made it possible for millionaires to pay nothing while a bus driver was paying 10 percent of his salary, and that’s crazy. It’s time we stopped it.” That was 26 years ago. You know the name of that President? Ronald Reagan. (yes and he was correct)

"So was that class warfare?
(NO, he closed loop holes, just like he said, but did not discourage investment or savings) By the way, taxes are much lower now than they ever were when Ronald Reagan was President. I know a lot of folks have short memories, but I don’t remember Republicans accusing Ronald Reagan of being a socialist (Your tax policy is not what makes you a socialist. It is your redistribution agenda that is un-American, that and your big government/cradle to grave mentality that is socialistic Your agenda MUST and WILL be defeated in 2012)  -- (laughter) (fools follow fools and birds of a feather flock together) -- or engaging in class warfare, because he thought that everybody should do their fair share." (YOU Sir are an A..hole to make this statement. I have never heard, nor have you…President Reagan refer to “their fair share”. To put words or thoughts into a man’s mouth that he would never have said, words that would go against all the man stood for, all  in an effort to make yourself look like the respectable man that Ronald Reagan was. You Sir are despicable, low life political scum…Have I made my opinion of Obama clear?)

Perhaps you should look at the chart below and find a way to tax people that are not paying taxes now or those that are far below the average. Those are the people that have no stake in America s growth. They are the people who vote for you so you can take care of them. Where is their fair share? Why do the only take, generation after generation? Is this the class you wish to grow?

You want fair? Do away with employer with holdings and make everyone write a check at the end of the year for the Taxes they owe! 
Tax refunds are the government SCAM to make people feel good about taxes!



Yep, thought that is what you were thinking about my comments to your speech.

Mad American

Friday, September 30, 2011

Obama says, Ethics really not my cup of tea

President Barack Obama told an audience of high school students in Washington, D.C. on Wednesday that he was “not always the very best student” and that ethics “would not have made it on the list” of his favorite subjects. What is on this fools mind as he address students? As President of the USA is he promoting un-ethical behavior, or just stating the fact that he has none?

“I was not always the very best student that I could be when I was in high school, and certainly not when I was in middle school,” Obama said, speaking at Benjamin Banneker Academic High School. Yes, yes we know that now don’t we! We don’t know where you went to school, what your grades where or in what county you attend school in for the most part, but we do know that you are a poor excuse for a man. One that is arrogant in your beliefs and one that believes in failed socialistic programs. This must be the outcome of your up bring in a fatherless home. A home that was not in America. A home where as you say, you grew up hearing the Muslim cant. To bad you didn't grow up hearing John Wayne! (Fill your hands you................)






“I did not love every class I took. I wasn’t always paying attention the way I should have,” Yep, the parts about ethics and economics…don’t think leadership was top of the list either but Chicago style, lie, steal and cheat, mentality was certain to be a favorite class of Mr. insane.   Obama said. “I remember when I was in 8th grade I had to take a class called ethics. Now, ethics is about right and wrong, but if you’d ask me what my favorite subject was back in 8th grade, it was basketball. I don’t think ethics would have made it on the list.” We got it Mr. President, you really don’t have to tell us, we see it in your actions, GOT IT.

Good bye Obama


Monday, September 12, 2011

What does the world think of USA

These floats were part of the annual Carnival Parade in Germany watched by an estimated 3 million people in 3 German cities including Dusseldorf . With our controlled press, it is interesting to see that German citizens seem to know more about the U.S. political system and environment than the majority of citizens on the streets of America 




“There are two ways to conquer and enslave a nation.

One is by the sword. The other is by debt.”

John Adams

Thursday, August 25, 2011

Balance in Gods view

People in Washington are always talking about having a balanced approach to everything.

Being from a small town in Colorado, I must agree with the approach below! 


God was missing for six days. Eventually, Michael the archangel found him, resting on the seventh day.
 
He inquired, "Where have you been?"
 
God smiled deeply and proudly pointed downwards through the clouds, "Look, Michael. Look what I've made."
 
Archangel Michael looked puzzled, and said, "What is it?"
 
"It's a planet," replied God, and I've put life on it.
I'm going to call it Earth and it's going to be a place to test Balance."
 
"Balance?" inquired Michael, "I'm still confused."
 
God explained, pointing to different parts of Earth.
"For example, northern Europe will be a place of great opportunity and wealth, while southern Europe is going to be poor. Over here I've placed a continent of white people, and over there is a continent of black people. Balance in all things."
 
God continued pointing to different countries.
"This one will be extremely hot, while this one will be very cold and covered in ice."
 
The Archangel
, impressed by God's work, then pointed to a land area and said, "What's that one?"
 
"That's Colorado, the most glorious place on earth.
There are beautiful Mountains and Prairies, rivers and streams, lakes, forests, hills, and the plains." Then God Said, "This is Colorado, the center of America... The people of Colorado are going to be handsome, modest, intelligent, and humorous, and they are going to travel the world. They will be extremely sociable, hardworking, high achieving, carriers of peace, and producers of good things."
 
Michael gasped in wonder and admiration, but then asked, "But what about balance, God?
You said there would be balance."
 
God smiled, "I will create Washington
, D.C. Wait till you see the idiots I put there."